File for downloading by forum members only: Buying your first new car

[Lee]

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Buying your first new car

Buying your first new car

Table of Contents

Introduction …………….…………………………………………………………… 5

Chapter 1 - Where to Look When Searching For Your New Car ………………. 15
Online Shopping …………………………….………………….………….. 15
Online Shopping Fraud …………………….……………………………… 19
Classifieds ……………………………..…………………………………… 21
Dealerships ……………………………………………………..………….. 23
Word-Of-Mouth …………………………………………………………….. 29
Auctions …………………………………………………………………….. 30
Where to Find Hybrid Cars ……………………………………………….. 32
Which Car to Buy ………………………………………………………….. 34

Chapter 2 - Financing Your New Car …………………………………………… 38
Financing Factors ……………………………………………….…………. 38
Where To Find Financing For Your New Car ……………….………….. 40
Leasing A Car …………………………………………………..………….. 43
Financial Offers From Dealers ………………………………..………….. 44
Overcoming Credit Issues …………………………………………….….. 45
If You Cannot Make Your Car Loan Payments ………………….……... 48
Loan And Sales Agreements …………………………………….……….. 49

Chapter 3 - Looking Under The Hood …………………………………………... 53
Reasons To Conduct An Inspection ………………………..……………. 53
Additional Safety Features ………………………………….…………….. 56
Options For Your New Car ………………………………….……………. 57
Warranties ……………………………………………………….…………. 59
Negotiating With Sales People ………………………………….……….. 63
Finding A Sale …………………………………………………….……….. 66
Other Car Characteristics To Consider …………………………..……… 67

Chapter 4 - How To Find Car Insurance ………………………………………… 72
What To Look For In An Insurance Policy ………………….…………… 72
Lowering Your Monthly Premium ………………………….…………….. 76
Choosing The Right Insurance Company ……………….…………........ 78
Gap Insurance ……………………………………………..……………….. 79
Car Insurance Terms …………………………………..………………….. 80
Why Car Insurance Costs Vary …………………………………………… 81

Chapter 5 - Where to Find Accurate Information About New Cars ……….…… 84
Information Available …………………………………………………….... 84
Car Buying Web Sites …………………………….………………………. 87



Chapter 6 - Finding The Right Car Company ……………………..…………… 89
Looking At Car Companies ………………….……………………………. 89
Choosing The Right Design ……………….……………………………… 90
Buyer’s Checklist …………………………..……………………………….. 92

Conclusion ………………………………………………………………………… 95